FRANCHISEL.COM — LENDER READINESS PACK
BOR Restoration
or predecessor
Generated April 6, 2026
Source: 2026 FDD
Government-Filed Source ✓
BOR Restoration
Lender Readiness Pack · 2026 FDD
Purpose of This Document
This Lender Readiness Pack summarizes key financial metrics for a BOR Restoration franchise opportunity, sourced from the 2026 Franchise Disclosure Document filed with a state franchise regulator. All financial figures are from official FDD disclosures. Editorial projections are labeled as such and do not constitute guarantees. Consult a franchise attorney and SBA lender before making any commitments.1. Business Overview
Items 1-2| Franchisor | or predecessor |
| Concept | BOR Restoration |
| Category | Home Services |
| Year Franchising Began | 2018 |
| Total System Units | 50 |
| Franchised Units | 45 |
| FDD Year | 2026 |
| Data Source | 2026 Government-Filed FDD ✓ |
2. Investment Requirements
Items 5-7| Total Investment Range | $60,000 – $300,000 |
| Investment — Low Estimate | $60,000 |
| Investment — High Estimate | $300,000 |
| Investment — Midpoint | $180,000 |
| Initial Franchise Fee | $35,000 |
| Ongoing Royalty | 6% |
| Marketing Fund | 2% |
3. Revenue Performance (Item 19)
Item 19| Average Gross Revenue | $12,522,000 |
| Units Included | Not specified |
| Basis | all units |
| Revenue Type | not specified |
| Measurement Period | Annual |
5. System Health (Item 20)
Item 20| Units Opened (reporting period) | 0 |
| Units Closed | 0 |
| Net Unit Growth | +0 |
| Annual Turnover Rate | See FDD |
| System Health Score (FDD-derived) | 7/10 |
6. Franchisor Financial Health (Item 21)
Item 21| Audited Financials | Yes — independent audit |
| Going Concern Warning | None ✓ |
| Franchisor Strength Score (FDD-derived) | 7/10 |
8. Territory Analysis (Item 12)
Item 12| Territory Risk Score | 4/10 — High Encroachment Risk |
| Exclusive Territory | Yes — granted |
| Territory Type | zip |
| Franchisor May Compete | Yes — risk to borrower |
| Online Sales Reserved by Franchisor | Yes |
Exclusive territory granted; franchisor may operate competing channels in your market; franchisor reserves online/ecommerce sales.
9. Management Team (Item 2)
Item 2| Management Quality Score | 7 / 10 — Strong Management Signal |
| Senior Executives | 2 |
| Franchise System Experience | Yes — disclosed in Item 2 |
| Long-Tenured Leadership (5+ yrs) | Yes |
| Recent Leadership Changes | Yes — within 2 yrs of FDD filing |
Leadership has prior franchise system experience; long-tenured executives (5+ years); recent leadership changes detected.
Extracted from Item 2 (Business Experience) via automated pattern matching · Confidence: medium
12. SBA Lending Notes
Loan Amount Guidance
Based on the investment range ($60,000 – $300,000), an SBA 7(a) loan would typically cover $48,000–$240,000 (80% of total investment). Down payment requirement: typically 10–30% of total project cost.
SBA Registry Status
Check the SBA Franchise Registry (franchisedirectory.sba.gov) to confirm whether BOR Restoration is listed. Brands on the registry have pre-approved franchise agreements, simplifying the loan process.
Documents Required for SBA Application
- Current FDD (Item 21 audited financial statements are required)
- Signed franchise agreement (or executed copy)
- Personal financial statement (SBA Form 413)
- Business plan with financial projections (prepare separately with your accountant)
- 3 years personal tax returns
- Real estate lease or letter of intent
Disclaimer: This Lender Readiness Pack was generated by Franchisel.com from the 2026 Franchise Disclosure Document filed with a state franchise regulator. Source: Extracted from 2026 FDD filed with MN CARDS (file #8899). Data verified from government filing.. Scenario economics are editorial projections using category cost benchmarks — they are NOT guarantees of performance and are NOT sourced from the FDD. This document does not constitute legal, financial, or investment advice. Verify all figures with a qualified franchise attorney and SBA lender before proceeding. Generated April 6, 2026 by Franchisel.com — buyer-aligned, never franchisor-funded.