Data Verification Status: Verified

Data for McDonald's was extracted directly from the 2025 Franchise Disclosure Document filed with state regulators (MN CARDS, WI DFI, or CA DFPI). The actual FDD was directly reviewed and all figures shown are sourced from the government filing. Full production extraction from 389-page 2025 FDD filed with WI DFI (file #638437). 120+ canonical fields, 15 tables, 20 exhibits, 30+ contract burden clauses extracted. Regression-checked against 1,215-field gold corpus. Always verify current figures by requesting the most recent FDD directly from the franchisor.

Food & Beverage2025 FDDSourced 2026-04-05

McDonald's

World's largest QSR system — 2025 WI DFI FDD (file #638437)

McDonald's USA, LLC is the world's largest quick-service restaurant franchisor. 13,559 U.S. outlets (95% franchised to independent operators, 5% company-owned McOpCo). McDonald's controls site selection, owns or leases all real estate, constructs each restaurant, then subleases the completed unit to the franchisee. Five franchise formats: Traditional (20-year term), Satellite, STO, STR, and BFL. Royalty is 4% for legacy franchisees or 5% for new franchisees from Jan 2024. Rent adds 6–23% of Gross Sales on top. Average traditional franchised restaurant revenue: $3,966,000 (median $3,797,000). No contractual renewal right — new terms at McDonald's sole discretion. Audited by Ernst & Young LLP: $10.63B total revenue, $3.46B net income (2024). FDD issued May 1, 2025, amended February 1, 2026.

Core Diligence62out of 100
Economics77/100
Confidence: 92
Grade: C

Key Metrics

Total Investment

$1,471,000 – $2,728,000

Initial fee: $45,000

Avg Revenue (Item 19)

$4,002,000

Gross revenue, 2025 FDD

Royalty Rate

4% or 5%

2025 FDD

Total Units

13,559

12,887 franchised · 672 company

Franchise Overview

Parent CompanyMcDonald's Corporation
Year Founded1955
Franchising Since1955
HeadquartersIL
CategoryFood & Beverage· quick-service burger
States of Operation51
FDD Year2025

Money: What You Pay, What You Make

Investment costs, ongoing fees, and disclosed revenue — FDD Items 5, 6, 7, and 19

Investment Anatomy

Where your initial investment goes — sourced from FDD Item 7.

55%
18%
12%
13%
Equipment, Signs & Decor ~55%
Working Capital (3 mo.) ~18%
Real Estate & Rent (3 mo.) ~12%
Franchise Fee ~2%
Other (inventory, travel, misc.) ~13%
In plain English: The midpoint investment is about $2,099,500. The largest chunk goes to building out the restaurant (equipment, signs, seating, decor). You also need working capital to cover payroll, supplies, and bills for the first 3 months. The franchise fee ($45,000) is a relatively small part of the total outlay. Technology systems cost an additional $11,379/year in ongoing fees.

Where Every Revenue Dollar Goes

Approximate allocation of each dollar of gross sales — from FDD Items 6, 8, and 19. Not a profit projection.

$1.00
Cost of Goods SoldFood, paper, packaging
28¢
Labor & PayrollCrew wages, benefits, payroll taxes
25¢
Rent to McDonald'sBase + percentage rent
14¢
Royalty4% or 5% of gross sales
4¢
AdvertisingOPNAD + local cooperative
4¢
Other OperatingUtilities, insurance, supplies, repairs
25¢
In plain English: For every dollar of sales, roughly 28.2¢ goes to food costs, 25¢ to labor, 14¢ to rent, 4¢ to royalty, and 4¢ to advertising. What remains covers utilities, insurance, maintenance, and other operating expenses. This is beforedebt service, depreciation, and owner's compensation. These are estimates from FDD-disclosed cost ratios and industry norms — your actual results will vary.

Diligence Scores

Computed from government-filed FDD data. Each score is 0–100. Methodology is public and citation-backed.

Economics Rated

System Health

70/100

Based on Item 20 outlet trends

Franchisor Strength

78/100

Based on Item 21 financials + Items 3-4

Contract Burden

38/100

Based on Item 17 terms + Item 12 territory

Economics

77/100

Based on Item 19 + fee burden

Confidence

92/100

Data completeness + extraction quality

Composite Grade

C69/100

Economics + Diligence + Confidence

Scores are editorial calculations from cited government filings (2025 FDD). They are not investment advice. Missing economics data does not indicate poor economics — it means Item 19 revenue data is unavailable for scoring. See methodology for details.

Data Coverage

Gov-filed FDD · 2025

11/11

items populated

Investment RangeItems 5–7
Item 19 RevenueItem 19
Unit Count & ChurnItem 20
Franchisor FinancialsItem 21
Contract TermsItem 17
Territory ProtectionItem 12
Litigation ProfileItem 3
Supplier RestrictionsItem 8
Financing TermsItem 10
Training & SupportItem 11
YoY Filing DiffsMulti-year

Item 19 — Financial Performance Representation

Disclosed metric: Reported Gross Sales— Profit not disclosed
Average Gross Sales$4,002,000
Median Gross Sales$3,838,000
Units Included12,572
Basissubset
Time PeriodCalendar Year 2024
Note: 12,572 domestic traditional restaurants open at least 1 year. 79% exceeded $3M; 72% exceeded $3.2M; 65% exceeded $3.4M. Franchised only (12,023 units): avg $3,966,000 / median $3,797,000. McOpCo (549 units): avg $4,793,000. Pro forma OIBOC at $3.4M sales: $879,000 (25.9%) excluding rent and royalty. Royalty during period was 4%. Effective rent ranged 0%–33.33%. Range: $914,000–$19,680,000.
Sales After Disclosed Franchisor Fees$3,681,840

= $4,002,000 avg revenue minus 8.0% disclosed fees (royalty 4% or 5% + ad fund 4%). Excludes labor, COGS, rent, debt service, taxes, and all other operating expenses. This is not profit.

Item 19 Data Quality

Before comparing this revenue figure to other brands, review these data-quality flags.

Gross sales

Figure represents gross sales — standard basis for cross-brand comparison.

Partial expenses disclosed

Some operating expenses are disclosed but not a complete P&L. Profit figures should be interpreted with caution.

Subset of units reported

Item 19 samples may be limited to defined subsets (subset meeting stated criteria), which affects comparability.

Strong sample (12572 of 13559 units)

93% of eligible units included — highly representative.

Data from 2024

Revenue covers 2024 — 2 years old. Reasonably current but worth confirming recent trends with existing franchisees.

Average and median close

Average ($4,002,000) and median ($3,838,000) are within 15% — reasonably even distribution.

Fee Structure

Initial Franchise Fee$45,000
Total Investment Range$1,471,000 – $2,728,000
Royalty4% or 5%
Marketing / Ad Fund4%
Technology Fee$11,379/mo
Other Ongoing Fees
  • Percentage Rent: 6–23% of Gross Sales (escalates to min 11.50% by year 8)
  • Monthly Base Rent: based on McDonald's investment with finance factor
  • OPNAD (national advertising fund): 2.25% of sales
  • Local advertising cooperative: rates set by franchisees
  • Store Systems: $150K–$250K initial cost

Operations: The Rules You Live By

Contract terms, territory, suppliers, training, and financing — FDD Items 8, 10, 11, 12, 17

Supplier Dependency — Item 8

Restrictions on where you must buy products and whether the franchisor profits from those arrangements.

Franchisor Receives Supplier Revenue

The franchisor or an affiliate receives rebates, commissions, or other compensation from required suppliers. This is a hidden cost — the effective price you pay for supplies is inflated above market rate.

McDonald's + predecessor received $39M in loan guarantee fees, cashless incentives, and beverage rebates (2024). Revenue from franchisee real estate/services: $7.21B (68% of total revenue). 90–95% of establishment purchases and 55–65% of ongoing purchases must come from approved sources.

Required PurchasesYes — restricted
Approved Supplier ListYes
Alternative Supplier AllowedYes (with approval)
Supplier Lock-in Score9/10High restriction

Mandatory purchase categories: food ingredients, packaging, equipment, technology, insurance

Franchisor Financing — Item 10

Financing offered or facilitated by the franchisor — including direct loans, third-party referrals, and key risk clauses.

Third-Party Referrals Only

Franchisor refers to SBA lenders or banks — no direct financing offered.

Source: FDD Item 10 (government-filed disclosure document).Extraction confidence: high.

Territory & Encroachment Risk — Item 12

0/10

Critical Encroachment Risk

NO exclusive territory — encroachment risk exists; franchisor may operate competing channels in your market; franchisor reserves online/ecommerce sales; no defined territory type.

✗ No

Exclusive Terr.

△ Yes

Franchisor Competes

△ Yes

Online Reserved

none

territory type

Source: FDD Item 12 (Territory) · Encroachment risk score is editorial analysis based on disclosed terms

Supplier Dependence — Item 8

Required purchases, approved suppliers & lock-in analysis

9/10
Lock-in Risk

Critical Supplier Dependence

Alternative suppliers may be approved with permission; mandatory purchases required from approved sources; defined approved supplier list exists; franchisor or affiliate receives revenue from supplier arrangements; mandatory categories: food_ingredients, packaging, equipment….

Required PurchasesYes
Approved Supplier ListYes
Specs Only (Free Source)No
Franchisor Gets Supplier RevenueYes ⚠
Alternative Supplier PossibleYes
Lock-In Score (0–10)9/10
food ingredientspackagingequipmenttechnologyinsurance

Source: FDD Item 8 (Restrictions on Sources of Products and Services) · Lock-in score is editorial analysis

Management Quality — Item 2 (Business Experience)

9/10

Strong Management Signal

Leadership has prior franchise system experience; long-tenured executives (5+ years); recent leadership changes detected; 37 senior roles identified.

37

Senior Execs

✓ Yes

Franchise Exp.

✓ Yes

Stable Leadership

△ Yes

Recent Changes

Source: FDD Item 2 (Business Experience) · Extraction confidence: high

Franchisor Support — Item 11

Training program, field support & ongoing resources

10/10
Support Score

Strong Franchisor Support

600h comprehensive training program; 536h hands-on OJT plus 64h classroom; annual franchisee conference; ongoing training program; field support team; technology/POS system provided.

Total Training600h
Classroom64h
On-the-Job536h
Field SupportYes

Source: FDD Item 11

Contract Terms at a Glance

Key franchise agreement provisions — from FDD Item 17. These define your legal relationship.

20
Year Term
None
Renewal Right
1.5yr
Non-Compete
10 mi radius
No
Exclusive Territory
No
Mandatory Arbitration
Illinois
Dispute Venue
Yes
Loan Cross-Default
Yes
Personal Guarantee
In plain English: You sign for 20 years. There is no guaranteed right to renew — the franchisor decides whether to offer you another term. After leaving, you cannot operate a competing business for 1.5 years within 10 miles. You have no exclusive territory — the franchisor can place another location near you. If you default on your loan, it counts as a franchise default too. You (and possibly your spouse) must personally guarantee any loans.

System Health: Is It Growing or Shrinking?

Unit openings, closures, transfers, and geographic spread — FDD Item 20

Unit Economics — Item 20 (Outlets & Franchisee Information)

Units Opened

+181

Units Closed

-32

Units Transferred

843

Net Growth+102 units
Turnover Rate3.4%

System Composition

Ownership split and 3-year system trajectory — from FDD Item 20.

13,559total units
Franchised 95%
Company 5%

3-Year System Trajectory

2022+19 net
+86
-51
2023+2 net
+131
-121
2024+102 net
+181
-47
Opened
Closed
In plain English: The system grew by 123 net units over three years. The most recent year showed the strongest growth (+102), suggesting accelerating development. 843 units changed hands between franchisees in the latest year.

Outlet Churn Anatomy — Item 20

Exit-type breakdown for the 2025 FDD reporting period. Source: government-filed FDD.

distressed System

Warning: 85% of exits were franchisor-forced (terminations + non-renewals). This is a high-stress signal.

Opened

+181

Exited

-52

Net

+102

Exit TypeCount%

Terminations (forced by franchisor)

Franchisor forced closure. Can indicate unit non-performance or relationship breakdown.

2956%

Non-renewals (not offered renewal)

Franchisor declined to renew. Similar signal to termination — unit was not retained.

1529%

Reacquisitions (franchisor bought back)

Franchisor bought the unit. May indicate strategic consolidation or failing unit rescue.

815%

Transfers (franchisee-to-franchisee)

Units changed hands but remained in the system. High transfers can indicate a healthy resale market.

843

85% of exits were franchisor-forced (terminations + non-renewals). Industry benchmark: under 20% is normal.

Franchisor Strength: Can They Support You?

Financial health, litigation history, and audited statements — FDD Items 3, 4, 21

Litigation Summary — Item 3

Active Lawsuits

7

Trend

Stable

Lawsuit Types

Franchisee vs. FranchisorEmploymentRegulatoryOther

7 named pending cases: Deslandes (no-poach class action, survived Supreme Court cert denial), Turner (no-poach), Crawford (racial discrimination by 77 former Black franchisees), Kytch (ice cream machine), Michell (Hispanic franchisee discrimination), Williams (E. coli Quarter Pounder class action), Le (McRib deceptive marketing). Notable settlements: Washington $33.5M, Lentini $22M, Tavarua $15.6M, AA&S $15.8M. Also numerous labor/joint-employer lawsuits.

Franchisor Financial Strength — Item 21

Extracted from audited financial statements filed with the FDD.

Auditor

Ernst & Young LLP

✓ Unqualified (clean) opinion

Financial Strength

strong

Derived from audited balance sheet

Franchisor Financials (most recent audited year)
Revenue$10,630,800,000
Total Assets$22,195,300,000
Total Liabilities$11,973,300,000
Equity$10,222,000,000
Net Income$3,461,600,000
Cash & Equivalents$34,600,000

Franchisor P&L Snapshot

Visual summary of the franchisor's audited financials — from FDD Item 21 / Exhibit A.

Revenue$10.63B
Total Assets$22.20B
Equity$10.22B
Liabilities$11.97B
Net Income$3.46B
32.6%
Net Margin
1.17x
Debt / Equity
+0.6%
Revenue YoY
No
Going Concern
In plain English: The franchisor reported $10.63B in revenue and $3.46B in net income — a 32.6% profit margin. Equity is 10.22B, meaning the company owns substantially more than it owes. These figures were audited by Ernst & Young LLP. The audit opinion was clean (unqualified) — no red flags from the auditor. There is no going-concern warning, meaning the auditor sees no risk the company cannot continue operating.

Peer Benchmarks

Ranked within food-beverage franchises at a over $500K investment tier. All data from government-filed FDDs.

McDonald's ranks in the top 25% of peers for royalty rate

Avg Revenue (Item 19)food-beverage franchises with Item 19
$4,002,000Top 25%
Low95th percentile · 164 peersHigh
Initial Franchise Feefood-beverage franchises
$45,000Bottom 25%
High cost82th percentile · 128 peersLow cost
Royalty Ratefood-beverage franchises
4%Top 25%
High cost4th percentile · 90 peersLow cost
Annual Unit Turnoverfood-beverage franchises with Item 20
3.4%Above avg
High cost34th percentile · 35 peersLow cost
Net Unit Growthfood-beverage franchises (over $500K investment)
102unitsTop 25%
Low87th percentile · 15 peersHigh
Total Investment (midpoint)food-beverage franchises (over $500K investment)
$2,099,500Bottom 25%
High cost81th percentile · 93 peersLow cost

Percentile rank vs. comparable franchises in the same category and investment tier. For revenue and growth: higher percentile = better. For fees and investment: lower percentile = better (bar shows relative advantage).

Filing Year Changes

Year-over-year comparison across multiple FDD filings. Source: government-filed disclosures.

Avg Revenue — Item 19 (Year-over-Year)

2024 FDD

$3966K

2025 FDD

$4002K

+0.9%

year-over-year

Net Unit Growth — Item 20 (Multi-Year)

Green = system grew · Red = system shrank · Each bar = one filing year

↑ Trend improving
+192022+22023+1022024

Most recent

+102

net units 2024

Trends & Change Signals

Multi-factor trend detection across revenue, unit count, financials, and litigation. Includes year-over-year comparison.

Overall Trend: improving

Multiple improving signals. Positive trajectory across revenue and/or unit count.

stableItem 19

Average Revenue (Item 19)

+1% year-over-year

$4,002,000 (2025 FDD)

vs. $3,966,000 (2024 FDD)

improvingItem 20

Unit Growth Trajectory

Growth improved by 100 units

Net +102 units (2024)

vs. Net +2 units (2023)

improvingItem 20

Unit Turnover Rate

Below average — healthy retention

3.4% annual turnover

Buyer Prep: What to Watch For

Key risk areas, questions for existing franchisees, and community insights

Key Risk Areas

6 from FDD
Critical
No exclusive territory(Item 12, Page 37)

McDonald's may develop competing outlets at any time. Internal development policies are explicitly NOT part of the Franchise Agreement and create no contract rights.

Critical
No contractual renewal right(Item 17 / Exhibit K, Pages 40, 191)

Franchisee has no right to renew or extend. The New Term Policy (Exhibit K) is discretionary and may change at McDonald's sole discretion. If no new term is offered, franchisee must sell or exit.

Warning
Loan default = franchise default(Item 10, Page 30)

Default on Bank of America guaranteed loan is a default under the Franchise Agreement. Operator Assistance Program Agreement requires waiver of all claims against McDonald's.

Warning
Royalty rate mismatch in Item 19 pro formas(Item 6 Note 2 / Item 19, Pages 21, 44)

Pro forma statements use 4% royalty (legacy rate). New franchisees from Jan 2024 pay 5%. This reduces the disclosed OIBOC by ~$30K–$34K at the stated sales levels.

Warning
No limits on technology upgrade costs(Item 11, Pages 32–33)

No contractual limitations on frequency or cost of Store System upgrades. McDonald's has independent, unlimited access to all transaction-level data.

Info
Franchisor controls all real estate(Items 6, 11, 12)

McDonald's owns or leases all sites and subleases to franchisees. Franchisees have no role in site selection and cannot retain the location after termination or expiration. Effective rent ranged 0%–33.33% in 2024.

Franchisee Interview Prep

Questions to ask current franchisees — generated from red flags, Item 20 exit data, and contract terms in the 2025 FDD. Prioritized: critical questions first.

criticalunit economicsItem 20 — 2025 FDD

32 units closed in the most recent FDD period (29 were forced terminations). Ask franchisees: what actually drove those closures — was it market conditions, operations, or franchisor decisions?

Look for: Franchisees who left voluntarily vs. those terminated. Any pattern by region, years in system, or franchisee profile.

importantsupportItem 11 — training & support

How responsive is your franchisor rep — do they actually help when you have a problem, or are they just checking boxes?

Look for: Specific stories (not just vague positives). Ask about a time they needed help urgently — response time matters.

importantexitItem 17 — 2025 FDD

If you decided to sell your franchise tomorrow, how easy would that be? Has the franchisor ever blocked or delayed a transfer you wanted?

Look for: Transfer fee surprises, right-of-first-refusal complications, or franchisor demanding upgrades before approving a sale.

importantmanagementItem 2 — 2025 FDD (Business Experience)

Item 2 shows recent leadership changes. Ask current franchisees: has the change in leadership affected support quality, speed of decisions, or the culture of the system?

Look for: Whether the new leadership has franchise operations experience. Disruption in field support after leadership transitions is common.

standardunit economicsItem 19 — 2025 FDD

What did your revenue look like in year 1 vs. year 2 vs. now? When did you reach breakeven?

Look for: Year 1 revenue is typically well below Item 19 averages (which often exclude ramp-up units). Expect 12-24 months to reach average.

standardsupportItem 11 — training & support

What did the training actually cover vs. what you needed on day 1? What do you wish you'd learned before opening?

Look for: Gap between training content and operational reality. New franchisees often report the training covered theory but not real-world situations.

standardexitItem 20 — franchisee contact list

Knowing everything you know now, would you sign this franchise agreement again? What would you negotiate differently?

Look for: This is the single highest-signal question. Listen for hesitation. Franchisees rarely criticize their decision publicly; even mild reservations are meaningful.

standardmanagementItem 11 — Training & Support

How responsive is corporate support when you have an operational problem? Can you give me an example of when you needed help and how they responded?

Look for: Same-day response vs. days-long wait. Whether field support visits are proactive or only reactive. Quality of the franchisee hotline.

Geographic Concentration

State distribution analysis from FDD Item 20 (Table No. 3).Coverage estimate based on aggregate state count — per-state breakdown pending full extraction.

Well Distributed

Present in 51+ states — strong geographic diversification reduces single-state risk.

51

States Active

national

Coverage Type

0.02

HHI (concentration)

2%

Est. top-state share

ℹ Per-state breakdown will be available after Item 20 state-table extraction completes for this brand.

Community

Not FDD data

Anonymous Owner Submissions

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Buyer Memo

One-page printable summary: investment, revenue, flags, and questions to ask.

View Memo →

Full Diligence Memo

Item 19, system health, red flags, contract terms — cited to the filed FDD.

Full Analysis →

Lender Readiness Pack

SBA-ready summary: investment ranges, scenario economics, franchisor financials.

View Lender Pack →

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Data sourced from the 2025 FDD filed with a state franchise regulator (IL DFI/CARDS filing). Fields not extractable from the PDF are shown as not available. Last updated 2026-04-05.

Full production extraction from 389-page 2025 FDD filed with WI DFI (file #638437). 120+ canonical fields, 15 tables, 20 exhibits, 30+ contract burden clauses extracted. Regression-checked against 1,215-field gold corpus.

Franchisel is independent and does not accept payments from franchisors. Scores reflect editorial analysis, not franchisor endorsement.

Important Notice:Franchisel provides franchise research and analysis for informational purposes only. This is not financial, legal, or investment advice. All financial data labeled “Estimated” is approximate and has not been verified against actual FDD filings. Data labeled “FDD Verified” or “State Filing” has been extracted directly from government-filed Franchise Disclosure Documents (MN CARDS, WI DFI, CA DFPI) but may not reflect the most recent filing. Unit counts, revenue figures, and other metrics change frequently. Always request and independently verify the current FDD from the franchisor before making any investment decision. Consult a qualified franchise attorney and accountant before investing. Franchisel is not affiliated with, endorsed by, or sponsored by any franchise system listed on this platform. Scores reflect our editorial analysis methodology and are not endorsed by any franchisor.