Data Verification Status: Verified

Data for Chick-fil-A (License Program) was extracted directly from the 2025 Franchise Disclosure Document filed with state regulators (MN CARDS, WI DFI, or CA DFPI). The actual FDD was directly reviewed and all figures shown are sourced from the government filing. Deep extraction from 2025 License Program FDD filed with WI DFI (filing #638216). 330 pages. 295 pages read across all 23 Items, 6 exhibits deep-read (B-1, B-2, C, E, F, G), 13 state addenda decoded, 384 franchisee entities CID-decoded. 40 canonical families, 40 evidence-grounded fields. Scorecard: 100/100 post-gold-regression. Regression-checked against 3 gold sources with 7 recoveries and 3 conflict adjudications. Always verify current figures by requesting the most recent FDD directly from the franchisor.

Food & Beverage2025 FDDSourced 2026-04-05

Chick-fil-A (License Program)

Production-quality deep extraction — License Program FDD (WI DFI filing #638216), 330 pages, 20 output files, post-regression score 100%

Chick-fil-A License Program for non-traditional captive-site locations: universities, hospitals, airports, corporate campuses, and food courts. This is NOT the standard Chick-fil-A Operator franchise (free-standing restaurants). Licensees pay $0 initial fee but fund all build-out ($585K–$3.4M) and pay 10% of Gross Receipts (7% at transportation venues). No exclusive territory, no guaranteed renewal, zero transfers ever. 425 Licensed Units as of Dec 2024. Franchisor: Chick-fil-A, Inc. (GA corp, formed 1964). Key affiliates: CFA Supply (sole distributor in some areas), Bay Center Foods (proprietary lemon juice). PwC-audited financials: $9.06B total revenue, $1.04B net earnings, $16.6B total assets (2024). 13 state addenda (CA, HI, IL, IN, MD, MN, NY, ND, RI, SD, VA, WA, WI).

Core Diligence68out of 100
Economics59/100
Confidence: 87
Grade: C

Key Metrics

Total Investment

$585,500 – $3,437,000

Avg Revenue (Item 19)

$3,451,788

Gross revenue, 2025 FDD

Royalty Rate

10%

2025 FDD

Total Units

425

425 franchised · 0 company

Franchise Overview

Parent CompanyChick-fil-A, Inc.
Year Founded1964
Franchising Since1992
HeadquartersGA
CategoryFood & Beverage· quick-service chicken (license program)
States of Operation47
FDD Year2025

Money: What You Pay, What You Make

Investment costs, ongoing fees, and disclosed revenue — FDD Items 5, 6, 7, and 19

Investment Anatomy

Where your initial investment goes — sourced from FDD Item 7.

55%
18%
12%
15%
Equipment, Signs & Decor ~55%
Working Capital (3 mo.) ~18%
Real Estate & Rent (3 mo.) ~12%
Franchise Fee ~0%
Other (inventory, travel, misc.) ~15%
In plain English: The midpoint investment is about $2,011,250. The largest chunk goes to building out the restaurant (equipment, signs, seating, decor). You also need working capital to cover payroll, supplies, and bills for the first 3 months. The franchise fee ($0) is a relatively small part of the total outlay.

Where Every Revenue Dollar Goes

Approximate allocation of each dollar of gross sales — from FDD Items 6, 8, and 19. Not a profit projection.

$1.00
Cost of Goods SoldFood, paper, packaging
28¢
Labor & PayrollCrew wages, benefits, payroll taxes
25¢
Rent to McDonald'sBase + percentage rent
14¢
Royalty10% of gross sales
10¢
AdvertisingOPNAD + local cooperative
0¢
Other OperatingUtilities, insurance, supplies, repairs
23¢
In plain English: For every dollar of sales, roughly 28¢ goes to food costs, 25¢ to labor, 14¢ to rent, 10¢ to royalty, and 0¢ to advertising. What remains covers utilities, insurance, maintenance, and other operating expenses. This is beforedebt service, depreciation, and owner's compensation. These are estimates from FDD-disclosed cost ratios and industry norms — your actual results will vary.

Diligence Scores

Computed from government-filed FDD data. Each score is 0–100. Methodology is public and citation-backed.

Economics Rated

System Health

80/100

Based on Item 20 outlet trends

Franchisor Strength

83/100

Based on Item 21 financials + Items 3-4

Contract Burden

42/100

Based on Item 17 terms + Item 12 territory

Economics

59/100

Based on Item 19 + fee burden

Confidence

87/100

Data completeness + extraction quality

Composite Grade

C67/100

Economics + Diligence + Confidence

Scores are editorial calculations from cited government filings (2025 FDD). They are not investment advice. Missing economics data does not indicate poor economics — it means Item 19 revenue data is unavailable for scoring. See methodology for details.

Data Coverage

Gov-filed FDD · 2025

11/11

items populated

Investment RangeItems 5–7
Item 19 RevenueItem 19
Unit Count & ChurnItem 20
Franchisor FinancialsItem 21
Contract TermsItem 17
Territory ProtectionItem 12
Litigation ProfileItem 3
Supplier RestrictionsItem 8
Financing TermsItem 10
Training & SupportItem 11
YoY Filing DiffsMulti-year

Item 19 — Financial Performance Representation

Disclosed metric: Reported Gross Sales— Profit not disclosed
Average Gross Sales$3,451,788
Median Gross Sales$3,152,764
Units Included409
Basisopen over 1yr
Time PeriodCalendar Year 2024
Note: Two segments by location type. Hospital/business/industry/airport (97 units): avg $3,451,788, median $3,152,764, high $11,573,107, low $150,498 — 26% above $4M. College/university campus (312 units): avg $1,395,745, median $897,932, high $4,906,963, low $192,830 — 35% between $1M–$2M. The primary display uses the hospital/airport segment as it represents the higher-volume venue type. Revenue-only: no expense data disclosed. 96.2% sample coverage (409 of 425 eligible).
Sales After Disclosed Franchisor Fees$3,106,609

= $3,451,788 avg revenue minus 10.0% disclosed fees (royalty 10%). Excludes labor, COGS, rent, debt service, taxes, and all other operating expenses. This is not profit.

Item 19 Data Quality

Before comparing this revenue figure to other brands, review these data-quality flags.

Gross sales

Figure represents gross sales — standard basis for cross-brand comparison.

Profit not disclosed

Item 19 reports revenue only. No expense breakdown is provided. Profit cannot be determined from this disclosure alone.

Excludes ramp-up units

Includes only units open longer than 1 year — which excludes the below-average ramp-up period. Actual first-year revenue is typically lower.

Strong sample (409 of 425 units)

96% of eligible units included — highly representative.

Data from 2024

Revenue covers 2024 — 2 years old. Reasonably current but worth confirming recent trends with existing franchisees.

Average and median close

Average ($3,451,788) and median ($3,152,764) are within 15% — reasonably even distribution.

Fee Structure

Initial Franchise FeeNot disclosed
Total Investment Range$585,500 – $3,437,000
Royalty10%
Marketing / Ad Fund0%
Other Ongoing Fees
  • Training fee: $250–$400 per additional employee (first 2 free)
  • Equipment handling fee: 8% of purchase price (if bought through CFA)
  • Audit penalty: underpayment + 12% per annum interest; if understatement ≥5%, licensee pays all audit costs
  • Late payment: 12% per annum interest on amounts 30+ days overdue
  • Manual replacement: $500 per set
  • Transportation venue rate: 7% of Gross Receipts (instead of 10%)

Operations: The Rules You Live By

Contract terms, territory, suppliers, training, and financing — FDD Items 8, 10, 11, 12, 17

Supplier Dependency — Item 8

Restrictions on where you must buy products and whether the franchisor profits from those arrangements.

Franchisor Receives Supplier Revenue

The franchisor or an affiliate receives rebates, commissions, or other compensation from required suppliers. This is a hidden cost — the effective price you pay for supplies is inflated above market rate.

CFA received $1.779B from operator/licensee purchases (19.6% of $9.06B total revenue). CFA Supply (affiliate distributor) received $1.997B. Bay Center (affiliate lemon juice) received $186.6M. Warehouse goods priced at cost plus ~2.5% plus shipping. CFA may be sole supplier for trade-secret items.

Required PurchasesYes — restricted
Approved Supplier ListYes
Alternative Supplier AllowedYes (with approval)
Supplier Lock-in Score9/10High restriction

Mandatory purchase categories: food ingredients, packaging, equipment, technology

Territory & Encroachment Risk — Item 12

0/10

Critical Encroachment Risk

NO exclusive territory — encroachment risk exists; franchisor may operate competing channels in your market; franchisor reserves online/ecommerce sales; no defined territory type.

✗ No

Exclusive Terr.

△ Yes

Franchisor Competes

△ Yes

Online Reserved

none

territory type

Source: FDD Item 12 (Territory) · Encroachment risk score is editorial analysis based on disclosed terms

Supplier Dependence — Item 8

Required purchases, approved suppliers & lock-in analysis

9/10
Lock-in Risk

Critical Supplier Dependence

Alternative suppliers may be approved with permission; mandatory purchases required from approved sources; defined approved supplier list exists; franchisor or affiliate receives revenue from supplier arrangements; mandatory categories: food_ingredients, packaging, equipment….

Required PurchasesYes
Approved Supplier ListYes
Specs Only (Free Source)Unknown
Franchisor Gets Supplier RevenueYes ⚠
Alternative Supplier PossibleYes
Lock-In Score (0–10)9/10
food ingredientspackagingequipmenttechnology

Source: FDD Item 8 (Restrictions on Sources of Products and Services) · Lock-in score is editorial analysis

Management Quality — Item 2 (Business Experience)

5/10

Adequate Management Signal

Thin executive bench (≤1 senior role identified).

Source: FDD Item 2 (Business Experience) · Extraction confidence: medium

Franchisor Support — Item 11

Training program, field support & ongoing resources

9/10
Support Score

Strong Franchisor Support

56h training program; 40h hands-on OJT plus 16h classroom; ongoing training program; field support team; technology/POS system provided.

Total Training56h
Classroom16h
On-the-Job40h
Field SupportYes

Source: FDD Item 11

Contract Terms at a Glance

Key franchise agreement provisions — from FDD Item 17. These define your legal relationship.

None
Renewal Right
1yr
Non-Compete
0
No
Exclusive Territory
No
Mandatory Arbitration
Superior Court of Fulton County, GA or U.S. District Court N.D. Georgia, Atlanta Division
Dispute Venue
In plain English: There is no guaranteed right to renew — the franchisor decides whether to offer you another term. After leaving, you cannot operate a competing business for 1 years. You have no exclusive territory — the franchisor can place another location near you.

System Health: Is It Growing or Shrinking?

Unit openings, closures, transfers, and geographic spread — FDD Item 20

Unit Economics — Item 20 (Outlets & Franchisee Information)

Units Opened

+18

Units Closed

-0

Units Transferred

0

Net Growth+13 units
Turnover Rate1.2%

Outlet Churn Anatomy — Item 20

Exit-type breakdown for the 2025 FDD reporting period. Source: government-filed FDD.

distressed System

Warning: 100% of exits were franchisor-forced (terminations + non-renewals). This is a high-stress signal.

Opened

+18

Exited

-5

Net

+13

Exit TypeCount%

Terminations (forced by franchisor)

Franchisor forced closure. Can indicate unit non-performance or relationship breakdown.

5100%

100% of exits were franchisor-forced (terminations + non-renewals). Industry benchmark: under 20% is normal.

Franchisor Strength: Can They Support You?

Financial health, litigation history, and audited statements — FDD Items 3, 4, 21

Litigation Summary — Item 3

Active Lawsuits

0

Trend

Stable

Lawsuit Types

Other

2 resolved cases, 0 pending. (1) Chick-fil-A One data-breach class action settled $210K (2023). (2) Delivery-fee class action settled $4.4M (2024). No franchisees named in either case. Very clean litigation profile.

Franchisor Financial Strength — Item 21

Extracted from audited financial statements filed with the FDD.

Auditor

PricewaterhouseCoopers LLP

✓ Unqualified (clean) opinion

Financial Strength

strong

Derived from audited balance sheet

Franchisor Financials (most recent audited year)
Revenue$9,062,620,436
Total Assets$16,587,589,467
Total Liabilities$10,744,189,725
Equity$5,843,399,742
Net Income$1,044,197,186
Cash & Equivalents$1,407,908,682

Franchisor P&L Snapshot

Visual summary of the franchisor's audited financials — from FDD Item 21 / Exhibit A.

Revenue$9.06B
Total Assets$16.59B
Equity$5.84B
Liabilities$10.74B
Net Income$1.04B
11.5%
Net Margin
1.84x
Debt / Equity
+14.9%
Revenue YoY
No
Going Concern
In plain English: The franchisor reported $9.06B in revenue and $1.04B in net income — a 11.5% profit margin. Equity is 5.84B, meaning the company owns substantially more than it owes. These figures were audited by PricewaterhouseCoopers LLP. The audit opinion was clean (unqualified) — no red flags from the auditor. There is no going-concern warning, meaning the auditor sees no risk the company cannot continue operating.

Peer Benchmarks

Ranked within food-beverage franchises at a over $500K investment tier. All data from government-filed FDDs.

Chick-fil-A (License Program) ranks in the top 25% of peers for avg revenue (item 19)

Avg Revenue (Item 19)food-beverage franchises with Item 19
$3,451,788Top 25%
Low93th percentile · 164 peersHigh
Royalty Ratefood-beverage franchises
10%Bottom 25%
High cost98th percentile · 90 peersLow cost
Annual Unit Turnoverfood-beverage franchises with Item 20
1.2%Top 25%
High cost9th percentile · 35 peersLow cost
Net Unit Growthfood-beverage franchises (over $500K investment)
13unitsBottom 25%
Low13th percentile · 15 peersHigh
Total Investment (midpoint)food-beverage franchises (over $500K investment)
$2,011,250Bottom 25%
High cost76th percentile · 93 peersLow cost

Percentile rank vs. comparable franchises in the same category and investment tier. For revenue and growth: higher percentile = better. For fees and investment: lower percentile = better (bar shows relative advantage).

Filing Year Changes

Year-over-year comparison across multiple FDD filings. Source: government-filed disclosures.

Net Unit Growth — Item 20 (Multi-Year)

Green = system grew · Red = system shrank · Each bar = one filing year

↑ Trend improving
+22022+172023+132024

Most recent

+13

net units 2024

Trends & Change Signals

Multi-factor trend detection across revenue, unit count, financials, and litigation. Includes year-over-year comparison.

Overall Trend: stable

No significant deterioration signals. Data is stable across tracked dimensions.

stableItem 20

Unit Growth Trajectory

Growth declined by 4 units

Net +13 units (2024)

vs. Net +17 units (2023)

improvingItem 20

Unit Turnover Rate

Below average — healthy retention

1.2% annual turnover

Buyer Prep: What to Watch For

Key risk areas, questions for existing franchisees, and community insights

Key Risk Areas

9 from FDD
Warning

Variable license term set by CFA at its sole discretion — not standardized like McDonald’s 20 years. Could be short.

Warning

No right to renew or extend. CFA may offer a new license at its sole discretion on then-current terms. This is not a contract right.

Warning

Zero transfers in any year (2022–2024) for both Licensed Units and Operator Restaurants. You CANNOT sell a Chick-fil-A license. No resale market exists.

Warning

CFA Supply and Bay Center may be sole approved suppliers in their geographies. Heavy affiliate supply-chain control ($2.18B combined affiliate revenue).

Warning

Pandemic/epidemic listed as non-curable default — CFA could legally terminate with no cure period if operations are frustrated by a pandemic.

Warning

60% of college/university locations do NOT reach the average revenue. Median is $898K; at 10% license fee, that’s ~$90K/year in fees alone before any other costs.

Info

No expense data in Item 19. Revenue only. Best source of cost data is from current/former Licensees.

Info

Site-dependent license: loss of site access (lease expiration, eviction) = loss of license. Site dependence IS the risk.

Info

All litigation must be in Atlanta, Georgia area — out-of-state dispute risk highlighted as special state risk on FDD cover page.

Franchisee Interview Prep

Questions to ask current franchisees — generated from red flags, Item 20 exit data, and contract terms in the 2025 FDD. Prioritized: critical questions first.

criticalunit economicsItem 20 — 2025 FDD

0 units closed in the most recent FDD period (5 were forced terminations). Ask franchisees: what actually drove those closures — was it market conditions, operations, or franchisor decisions?

Look for: Franchisees who left voluntarily vs. those terminated. Any pattern by region, years in system, or franchisee profile.

importantsupportItem 11 — training & support

How responsive is your franchisor rep — do they actually help when you have a problem, or are they just checking boxes?

Look for: Specific stories (not just vague positives). Ask about a time they needed help urgently — response time matters.

importantexitItem 17 — 2025 FDD

If you decided to sell your franchise tomorrow, how easy would that be? Has the franchisor ever blocked or delayed a transfer you wanted?

Look for: Transfer fee surprises, right-of-first-refusal complications, or franchisor demanding upgrades before approving a sale.

importantmanagementItem 2 — 2025 FDD (Business Experience)

The Item 2 business experience section doesn't show prior franchise system experience in leadership. Ask: how does the corporate team support franchisees who are struggling operationally?

Look for: Whether they have franchise-specific field support, franchise advisory councils, or prior experience navigating the franchisor-franchisee relationship.

importantmanagementItem 2 — 2025 FDD (Business Experience)

Item 2 lists very few senior executives. Ask: what happens to franchisee support if a key person leaves? Is there a succession plan?

Look for: Key-person risk is highest at early-stage or family-run franchisors. Look for documented processes vs. personality-driven operations.

standardunit economicsItem 19 — 2025 FDD

What did your revenue look like in year 1 vs. year 2 vs. now? When did you reach breakeven?

Look for: Year 1 revenue is typically well below Item 19 averages (which often exclude ramp-up units). Expect 12-24 months to reach average.

standardsupportItem 11 — training & support

What did the training actually cover vs. what you needed on day 1? What do you wish you'd learned before opening?

Look for: Gap between training content and operational reality. New franchisees often report the training covered theory but not real-world situations.

standardexitItem 20 — franchisee contact list

Knowing everything you know now, would you sign this franchise agreement again? What would you negotiate differently?

Look for: This is the single highest-signal question. Listen for hesitation. Franchisees rarely criticize their decision publicly; even mild reservations are meaningful.

Geographic Concentration

State distribution analysis from FDD Item 20 (Table No. 3).Coverage estimate based on aggregate state count — per-state breakdown pending full extraction.

Well Distributed

Present in 47+ states — strong geographic diversification reduces single-state risk.

47

States Active

national

Coverage Type

0.02

HHI (concentration)

2%

Est. top-state share

ℹ Per-state breakdown will be available after Item 20 state-table extraction completes for this brand.

Community

Not FDD data

Anonymous Owner Submissions

No owner submissions yet for Chick-fil-A (License Program). Be the first — your data helps future buyers.

By submitting, you confirm you are or were a franchise owner/operator. No personally identifiable information is stored. Data is aggregated — never published individually.

Buyer Memo

One-page printable summary: investment, revenue, flags, and questions to ask.

View Memo →

Full Diligence Memo

Item 19, system health, red flags, contract terms — cited to the filed FDD.

Full Analysis →

Lender Readiness Pack

SBA-ready summary: investment ranges, scenario economics, franchisor financials.

View Lender Pack →

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Data sourced from the 2025 FDD filed with a state franchise regulator (GA DFI/CARDS filing). Fields not extractable from the PDF are shown as not available. Last updated 2026-04-05.

Deep extraction from 2025 License Program FDD filed with WI DFI (filing #638216). 330 pages. 295 pages read across all 23 Items, 6 exhibits deep-read (B-1, B-2, C, E, F, G), 13 state addenda decoded, 384 franchisee entities CID-decoded. 40 canonical families, 40 evidence-grounded fields. Scorecard: 100/100 post-gold-regression. Regression-checked against 3 gold sources with 7 recoveries and 3 conflict adjudications.

Franchisel is independent and does not accept payments from franchisors. Scores reflect editorial analysis, not franchisor endorsement.

Important Notice:Franchisel provides franchise research and analysis for informational purposes only. This is not financial, legal, or investment advice. All financial data labeled “Estimated” is approximate and has not been verified against actual FDD filings. Data labeled “FDD Verified” or “State Filing” has been extracted directly from government-filed Franchise Disclosure Documents (MN CARDS, WI DFI, CA DFPI) but may not reflect the most recent filing. Unit counts, revenue figures, and other metrics change frequently. Always request and independently verify the current FDD from the franchisor before making any investment decision. Consult a qualified franchise attorney and accountant before investing. Franchisel is not affiliated with, endorsed by, or sponsored by any franchise system listed on this platform. Scores reflect our editorial analysis methodology and are not endorsed by any franchisor.