FRANCHISEL.COM — LENDER READINESS PACK
Church's Chicken
Cajun Holdco LLC
Generated April 6, 2026
Source: 2025 FDD
Government-Filed Source ✓
Church's Chicken
Lender Readiness Pack · 2025 FDD
Purpose of This Document
This Lender Readiness Pack summarizes key financial metrics for a Church's Chicken franchise opportunity, sourced from the 2025 Franchise Disclosure Document filed with a state franchise regulator. All financial figures are from official FDD disclosures. Editorial projections are labeled as such and do not constitute guarantees. Consult a franchise attorney and SBA lender before making any commitments.1. Business Overview
Items 1-2| Franchisor | Cajun Holdco LLC |
| Concept | Church's Chicken |
| Category | Food Beverage |
| Year Franchising Began | See FDD |
| Total System Units | See FDD |
| Franchised Units | See FDD |
| FDD Year | 2025 |
| Data Source | 2025 Government-Filed FDD ✓ |
2. Investment Requirements
Items 5-7| Total Investment Range | $1,114,650 – $1,636,300 |
| Investment — Low Estimate | $1,114,650 |
| Investment — High Estimate | $1,636,300 |
| Investment — Midpoint | $1,375,475 |
| Initial Franchise Fee | $20,000 |
| Ongoing Royalty | 5.0 |
| Marketing Fund | 0% |
3. Revenue Performance (Item 19)
Item 19| Average Gross Revenue | $1,015,651 |
| Units Included | Not specified |
| Basis | all units |
| Revenue Type | not specified |
| Measurement Period | Annual |
5. System Health (Item 20)
Item 20| Units Opened (reporting period) | 0 |
| Units Closed | 0 |
| Net Unit Growth | +0 |
| Annual Turnover Rate | See FDD |
| System Health Score (FDD-derived) | 7/10 |
6. Franchisor Financial Health (Item 21)
Item 21| Audited Financials | Yes — independent audit |
| Going Concern Warning | None ✓ |
| Franchisor Strength Score (FDD-derived) | 5/10 |
7. Contract Summary (Item 17)
Item 17| Cure Period (before termination) | 10 days |
| Non-Compete (post-termination) | ?yr / ?mi |
| Mandatory Arbitration | No |
| Contract Friction Score (FDD-derived) | 6/10 |
8. Territory Analysis (Item 12)
Item 12| Territory Risk Score | 2/10 — Critical Encroachment Risk |
| Exclusive Territory | No — encroachment risk |
| Territory Type | population |
| Territory Radius | 2 miles |
| Territory Population | 50,000 |
| Online Sales Reserved by Franchisor | Yes |
NO exclusive territory — encroachment risk exists; franchisor reserves online/ecommerce sales; population-based territory (50,000 pop.).
9. Management Team (Item 2)
Item 2| Management Quality Score | 8 / 10 — Strong Management Signal |
| Senior Executives | 6 |
| Franchise System Experience | Yes — disclosed in Item 2 |
| Long-Tenured Leadership (5+ yrs) | Yes |
| Recent Leadership Changes | Yes — within 2 yrs of FDD filing |
Leadership has prior franchise system experience; long-tenured executives (5+ years); recent leadership changes detected; 6 senior roles identified.
Extracted from Item 2 (Business Experience) via automated pattern matching · Confidence: medium
11. Sales Channel Disclosure
Items 1, 5-6⚑ Broker Involvement: This FDD discloses use of franchise brokers or Franchise Sales Organizations (FSOs). Lenders should note that broker fees may inflate the effective cost of acquisition.
Referral Fees Paid: The franchisor pays commissions to brokers who originate franchise sales. Disclosure: "es as our franchise sales broker. Our direct parent is Cajun Holdco LLC (“Cajun Holdco”) and Cajun Holdco is a wholly-owned subsidiary of Cajun Operating. Cajun Operating"
12. SBA Lending Notes
Loan Amount Guidance
Based on the investment range ($1,114,650 – $1,636,300), an SBA 7(a) loan would typically cover $891,720–$1,309,040 (80% of total investment). Down payment requirement: typically 10–30% of total project cost.
SBA Registry Status
Check the SBA Franchise Registry (franchisedirectory.sba.gov) to confirm whether Church's Chicken is listed. Brands on the registry have pre-approved franchise agreements, simplifying the loan process.
Documents Required for SBA Application
- Current FDD (Item 21 audited financial statements are required)
- Signed franchise agreement (or executed copy)
- Personal financial statement (SBA Form 413)
- Business plan with financial projections (prepare separately with your accountant)
- 3 years personal tax returns
- Real estate lease or letter of intent
Disclaimer: This Lender Readiness Pack was generated by Franchisel.com from the 2025 Franchise Disclosure Document filed with a state franchise regulator. Source: Extracted from 2025 FDD filed with WI DFI (file #638915). Source: 638915-2025-Churchs-Churchs-Chicken-and-Churchs-Texas-Chicken.pdf. Scenario economics are editorial projections using category cost benchmarks — they are NOT guarantees of performance and are NOT sourced from the FDD. This document does not constitute legal, financial, or investment advice. Verify all figures with a qualified franchise attorney and SBA lender before proceeding. Generated April 6, 2026 by Franchisel.com — buyer-aligned, never franchisor-funded.