FRANCHISEL.COM — LENDER READINESS PACK
Gregorys Coffee
Gregory's Coffee Franchise LLC
Generated April 6, 2026
Source: 2026 FDD
Government-Filed Source ✓
Gregorys Coffee
Lender Readiness Pack · 2026 FDD
Purpose of This Document
This Lender Readiness Pack summarizes key financial metrics for a Gregorys Coffee franchise opportunity, sourced from the 2026 Franchise Disclosure Document filed with a state franchise regulator. All financial figures are from official FDD disclosures. Editorial projections are labeled as such and do not constitute guarantees. Consult a franchise attorney and SBA lender before making any commitments.1. Business Overview
Items 1-2| Franchisor | Gregory's Coffee Franchise LLC |
| Concept | Gregorys Coffee |
| Category | Food Beverage |
| Year Franchising Began | See FDD |
| Total System Units | See FDD |
| Franchised Units | See FDD |
| FDD Year | 2026 |
| Data Source | 2026 Government-Filed FDD ✓ |
2. Investment Requirements
Items 5-7| Total Investment Range | See FDD |
| Initial Franchise Fee | See FDD |
| Ongoing Royalty | — |
| Marketing Fund | — |
3. Revenue Performance (Item 19)
Item 19⚠ Item 19 Not Provided
This franchisor did not include a Financial Performance Representation. Verify revenue independently with existing franchisees (Item 20 contact list).
5. System Health (Item 20)
Item 20| Units Opened (reporting period) | 0 |
| Units Closed | 0 |
| Net Unit Growth | -48 |
| Annual Turnover Rate | See FDD |
| System Health Score (FDD-derived) | 6/10 |
6. Franchisor Financial Health (Item 21)
Item 21| Audited Financials | Yes — independent audit |
| Auditor | EY |
| Going Concern Warning | ⚠ YES — review before proceeding |
| Total Assets | $100,000 |
| Financial Strength Signal | Weak |
| Franchisor Strength Score (FDD-derived) | 2/10 |
7. Contract Summary (Item 17)
Item 17| Initial Term | 10 years |
| Cure Period (before termination) | 30 days |
| Non-Compete (post-termination) | 2yr / 10mi |
| Mandatory Arbitration | No |
| Dispute Venue | Carson City, Nevada |
| Contract Friction Score (FDD-derived) | 7/10 |
9. Management Team (Item 2)
Item 2| Management Quality Score | 8 / 10 — Strong Management Signal |
| Senior Executives | 7 |
| Franchise System Experience | Yes — disclosed in Item 2 |
| Long-Tenured Leadership (5+ yrs) | Yes |
| Recent Leadership Changes | Yes — within 2 yrs of FDD filing |
Leadership has prior franchise system experience; long-tenured executives (5+ years); recent leadership changes detected; 7 senior roles identified.
Extracted from Item 2 (Business Experience) via automated pattern matching · Confidence: medium
10. Supplier Dependence (Item 8)
Item 8| Supplier Risk Score | 9 / 10 — Critical Supplier Dependence |
| Franchisor Supplier Revenue | Yes ⚠ |
| Lock-In Score (0–10) | 8 / 10 |
Franchisor or affiliate receives revenue from supplier arrangements.
12. SBA Lending Notes
Loan Amount Guidance
Based on the investment range (Not disclosed), consult your lender for loan sizing guidance.
SBA Registry Status
Check the SBA Franchise Registry (franchisedirectory.sba.gov) to confirm whether Gregorys Coffee is listed. Brands on the registry have pre-approved franchise agreements, simplifying the loan process.
Documents Required for SBA Application
- Current FDD (Item 21 audited financial statements are required)
- Signed franchise agreement (or executed copy)
- Personal financial statement (SBA Form 413)
- Business plan with financial projections (prepare separately with your accountant)
- 3 years personal tax returns
- Real estate lease or letter of intent
Disclaimer: This Lender Readiness Pack was generated by Franchisel.com from the 2026 Franchise Disclosure Document filed with a state franchise regulator. Source: Extracted from 2026 FDD filed with WI DFI (file #640202). Source: 640202-2026-Gregorys-Coffee.pdf. Scenario economics are editorial projections using category cost benchmarks — they are NOT guarantees of performance and are NOT sourced from the FDD. This document does not constitute legal, financial, or investment advice. Verify all figures with a qualified franchise attorney and SBA lender before proceeding. Generated April 6, 2026 by Franchisel.com — buyer-aligned, never franchisor-funded.