Data Verification Status: Verified Source — Incomplete Data

The FDD source for Terri Sniegolski has been verified (government filing), but core financial figures were not extracted from this filing — investment range and unit counts are not available. The filing may use non-standard disclosure formats. Request the FDD directly from the franchisor for complete figures. Extracted from 2025 FDD filed with WI DFI (file #638567). Source: 638567-2025-Terri-Sniegolski.pdf

Business Services2025 FDDSourced 2026-04-01

Terri Sniegolski

FDD data sourced from 2025 WI DFI filing (file #638567)

Terri Sniegolski franchise — WI DFI FDD 2025.

Core Diligence0out of 100
Economics55/100
Confidence: 69

Key Metrics

Total Investment

Not disclosed

Avg Revenue (Item 19)

$118,144

Gross revenue, 2025 FDD

Royalty Rate

2025 FDD

Total Units

Not disclosed

Franchise Overview

Parent CompanyCreative Colors International, Inc.
Year Founded
Franchising Since
HeadquartersWI
CategoryBusiness Services
FDD Year2025

Money: What You Pay, What You Make

Investment costs, ongoing fees, and disclosed revenue — FDD Items 5, 6, 7, and 19

Where Every Revenue Dollar Goes

Approximate allocation of each dollar of gross sales — from FDD Items 6, 8, and 19. Not a profit projection.

$1.00
Cost of Goods SoldFood, paper, packaging
28¢
Labor & PayrollCrew wages, benefits, payroll taxes
25¢
Rent to McDonald'sBase + percentage rent
14¢
Royalty— of gross sales
5¢
AdvertisingOPNAD + local cooperative
4¢
Other OperatingUtilities, insurance, supplies, repairs
24¢
In plain English: For every dollar of sales, roughly 28¢ goes to food costs, 25¢ to labor, 14¢ to rent, 5¢ to royalty, and 4¢ to advertising. What remains covers utilities, insurance, maintenance, and other operating expenses. This is beforedebt service, depreciation, and owner's compensation. These are estimates from FDD-disclosed cost ratios and industry norms — your actual results will vary.

Diligence Scores

Computed from government-filed FDD data. Each score is 0–100. Methodology is public and citation-backed.

Economics Rated

System Health

0/100

Based on Item 20 outlet trends

Franchisor Strength

Insufficient data

Contract Burden

Insufficient data

Economics

55/100

Based on Item 19 + fee burden

Confidence

69/100

Data completeness + extraction quality

Scores are editorial calculations from cited government filings (2025 FDD). They are not investment advice. Missing economics data does not indicate poor economics — it means Item 19 revenue data is unavailable for scoring. See methodology for details.

Data Coverage

Gov-filed FDD · 2025

3/11

items populated

·
Investment RangeItems 5–7
Item 19 RevenueItem 19
Unit Count & ChurnItem 20
·
Franchisor FinancialsItem 21
·
Contract TermsItem 17
·
Territory ProtectionItem 12
Litigation ProfileItem 3
·
Supplier RestrictionsItem 8
·
Financing TermsItem 10
·
Training & SupportItem 11
~
YoY Filing DiffsMulti-year

Item 19 — Financial Performance Representation

Disclosed metric: Reported Revenue (Type Unspecified)— Profit not disclosed
Average Revenue (Type Unspecified)$118,144
Median Revenue (Type Unspecified)$109,553
Basissubset
Time PeriodAnnual
Note: Extracted from 2025 WI DFI filing (file #638567). Confidence: high.

Item 19 Data Quality

Before comparing this revenue figure to other brands, review these data-quality flags.

Revenue type unclear

The FDD does not clearly specify whether figures are gross sales, net sales, or a profit metric. This limits comparability.

Profit not disclosed

Item 19 reports revenue only. No expense breakdown is provided. Profit cannot be determined from this disclosure alone.

Subset of units reported

Item 19 samples may be limited to defined subsets (subset meeting stated criteria), which affects comparability.

Sample size not specified

The FDD does not state how many units contributed to this figure.

Data from 2024

Revenue covers 2024 — 2 years old. Reasonably current but worth confirming recent trends with existing franchisees.

Average and median close

Average ($118,144) and median ($109,553) are within 15% — reasonably even distribution.

Fee Structure

Initial Franchise FeeNot disclosed
Total Investment RangeNot disclosed
Royalty
Marketing / Ad Fund

Operations: The Rules You Live By

Contract terms, territory, suppliers, training, and financing — FDD Items 8, 10, 11, 12, 17

System Health: Is It Growing or Shrinking?

Unit openings, closures, transfers, and geographic spread — FDD Item 20

Unit Economics — Item 20 (Outlets & Franchisee Information)

Units Opened

+5

Units Closed

-15

Units Transferred

0

Net Growth-28 units
Turnover Rate825%

Outlet Churn Anatomy — Item 20

Exit-type breakdown for the 2025 FDD reporting period. Source: government-filed FDD.

contracting System

System is shrinking — net -28 units. Closures exceed openings. Verify whether this is temporary or structural.

Opened

+5

Exited

-33

Net

-28

Exit TypeCount%

Terminations (forced by franchisor)

Franchisor forced closure. Can indicate unit non-performance or relationship breakdown.

618%

Non-renewals (not offered renewal)

Franchisor declined to renew. Similar signal to termination — unit was not retained.

1030%

Reacquisitions (franchisor bought back)

Franchisor bought the unit. May indicate strategic consolidation or failing unit rescue.

824%

Voluntary closures (franchisee-initiated)

Franchisee chose to close — often because unit was uneconomical. A high count is concerning.

927%

48% of exits were franchisor-forced (terminations + non-renewals). Industry benchmark: under 20% is normal.

Franchisor Strength: Can They Support You?

Financial health, litigation history, and audited statements — FDD Items 3, 4, 21

Litigation Summary — Item 3

Active Lawsuits

0

Trend

Stable

Lawsuit Types

Peer Benchmarks

Ranked within business-services franchises at a under $150K investment tier. All data from government-filed FDDs.

Avg Revenue (Item 19)business-services franchises with Item 19
$118,144Bottom 25%
Low4th percentile · 492 peersHigh
Annual Unit Turnoverbusiness-services franchises with Item 20
825%Below avg
High cost56th percentile · 68 peersLow cost
Net Unit Growthbusiness-services franchises (under $150K investment)
-28unitsBottom 25%
Low0th percentile · 136 peersHigh

Percentile rank vs. comparable franchises in the same category and investment tier. For revenue and growth: higher percentile = better. For fees and investment: lower percentile = better (bar shows relative advantage).

Trends & Change Signals

Multi-factor trend detection across revenue, unit count, financials, and litigation.

Overall Trend: critical

One or more critical deterioration signals detected. Review carefully before proceeding.

criticalItem 20

Unit Count (Current Period)

System contracting

Net -28 units; turnover 825%

criticalItem 20

Unit Turnover Rate

Critically high — 1 in 4 units changing hands or closing

825% annual turnover

Buyer Prep: What to Watch For

Key risk areas, questions for existing franchisees, and community insights

Franchisee Interview Prep

Questions to ask current franchisees — generated from red flags, Item 20 exit data, and contract terms in the 2025 FDD. Prioritized: critical questions first.

criticalunit economicsItem 20 — 2025 FDD

15 units closed in the most recent FDD period (6 were forced terminations). Ask franchisees: what actually drove those closures — was it market conditions, operations, or franchisor decisions?

Look for: Franchisees who left voluntarily vs. those terminated. Any pattern by region, years in system, or franchisee profile.

criticalunit economicsItem 20 — 2025 FDD

Turnover rate is 825% — above industry average. Ask existing franchisees: do they plan to renew? Would they buy this franchise again?

Look for: Unprompted enthusiasm vs. measured or reluctant responses. Ask about year-2 and year-3 revenue vs. projections.

importantsupportItem 11 — training & support

How responsive is your franchisor rep — do they actually help when you have a problem, or are they just checking boxes?

Look for: Specific stories (not just vague positives). Ask about a time they needed help urgently — response time matters.

importantfinancialsItem 21 — 2025 FDD

The FDD does not include audited financial statements. Ask: do you have any visibility into the franchisor's financial health? Have you ever been concerned about the company's stability?

Look for: Even anecdotal signals — changes in leadership, delays in royalty statement processing, reduced marketing fund activity.

importantexitItem 17 — 2025 FDD

If you decided to sell your franchise tomorrow, how easy would that be? Has the franchisor ever blocked or delayed a transfer you wanted?

Look for: Transfer fee surprises, right-of-first-refusal complications, or franchisor demanding upgrades before approving a sale.

standardunit economicsItem 19 — 2025 FDD

What did your revenue look like in year 1 vs. year 2 vs. now? When did you reach breakeven?

Look for: Year 1 revenue is typically well below Item 19 averages (which often exclude ramp-up units). Expect 12-24 months to reach average.

standardsupportItem 11 — training & support

What did the training actually cover vs. what you needed on day 1? What do you wish you'd learned before opening?

Look for: Gap between training content and operational reality. New franchisees often report the training covered theory but not real-world situations.

standardexitItem 20 — franchisee contact list

Knowing everything you know now, would you sign this franchise agreement again? What would you negotiate differently?

Look for: This is the single highest-signal question. Listen for hesitation. Franchisees rarely criticize their decision publicly; even mild reservations are meaningful.

Community

Not FDD data

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Buyer Memo

One-page printable summary: investment, revenue, flags, and questions to ask.

View Memo →

Full Diligence Memo

Item 19, system health, red flags, contract terms — cited to the filed FDD.

Full Analysis →

Lender Readiness Pack

SBA-ready summary: investment ranges, scenario economics, franchisor financials.

View Lender Pack →

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Data sourced from the 2025 FDD filed with a state franchise regulator (WI DFI/CARDS filing). Fields not extractable from the PDF are shown as not available. Last updated 2026-04-01.

Extracted from 2025 FDD filed with WI DFI (file #638567). Source: 638567-2025-Terri-Sniegolski.pdf

Franchisel is independent and does not accept payments from franchisors. Scores reflect editorial analysis, not franchisor endorsement.

Important Notice:Franchisel provides franchise research and analysis for informational purposes only. This is not financial, legal, or investment advice. All financial data labeled “Estimated” is approximate and has not been verified against actual FDD filings. Data labeled “FDD Verified” or “State Filing” has been extracted directly from government-filed Franchise Disclosure Documents (MN CARDS, WI DFI, CA DFPI) but may not reflect the most recent filing. Unit counts, revenue figures, and other metrics change frequently. Always request and independently verify the current FDD from the franchisor before making any investment decision. Consult a qualified franchise attorney and accountant before investing. Franchisel is not affiliated with, endorsed by, or sponsored by any franchise system listed on this platform. Scores reflect our editorial analysis methodology and are not endorsed by any franchisor.